My roof is 17 years old. I changed insurance companies 3 years ago without problem. I have now had the same policy for 3 years at very reasonable rates with only a very small $17 per year premium increase. My roof is insured for replacement value with a $1000 deductible (or 2% in the case of hurricane)
My advice is to shop insurance companies …. And stay away from the smaller unknown names. I have not experienced any problem with my 17 year old roof. I do have 30 year tiles on the roof.
|