Talk of The Villages Florida - View Single Post - More on the Bond
View Single Post
 
Old 11-04-2021, 12:15 PM
retiredguy123 retiredguy123 is online now
Sage
Join Date: Feb 2016
Posts: 17,562
Thanks: 3,079
Thanked 16,729 Times in 6,619 Posts
Default

Quote:
Originally Posted by jrref View Post
I know there has been endless discussion concerning whether to pay off the Bond or not. But for example, if you have a $20,000 bond on a $700K house and you pay it off, when you go to sell it at some point i would think you could probably re-coupe the $20K because there is no bond to pay. At this price point you can easily add $20K to the price of the house assuming it will be one of the many selling points of the house. This assumes the $20K you are spending to pay off the bond isn't making much interest in the bank or whatever you may have it invested in these days.
This topic has been discussed on many other threads. Assume you have a house for sale for $700K, with a $20,000 bond. You call your real estate agent and tell them to raise the asking price to $720K because you are going to pay off the bond. I can guarantee you that the agent will have a fit and strongly advise you to not pay off the bond. The house is easier to sell for $700K with the bond. Ask any experienced agent.