Talk of The Villages Florida - View Single Post - Bond
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Old 11-05-2021, 06:47 AM
crash crash is offline
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Quote:
Originally Posted by biker1 View Post
As I stated previously, some CDDs have refinanced their bond (to a lower interest rate, they wouldn't refinance to a higher rate). I am assuming they passed the savings onto the residents and modified the amortization schedule. I could be wrong. My CDD (10) has not refinanced. I believe it was some of the more northern CDDs that refinanced. The rate on my bond wasn't that high, 5.25% IIRC. I did pay it off upon settling on the house. In retrospect, it may have been better to put the money in equities. I wrote a check for $20K and don't have a $1600 line item on my tax bill. It is what it is.
The maintenance portion of the bond never goes away. The interest you pay is fixed at the rate when the bond was issued.