Talk of The Villages Florida - View Single Post - Charitable gift annuities
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Old 11-07-2021, 08:58 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by Redsmom View Post
Hmmm, Well since an investment company will not make a penny from our charitable gift annuity, not sure they would have any interest in talking to us.

I am surprised that these are not more popular in the current market where you can’t earn any reasonable interest rate safely. Besides the considerable tax benefit, what attracts us to this vehicle is guaranteed interest rates of 4.3% for me at age 66, and 6.5% for my 80 year old husband. And this is for life. IF we aren’t missing something - which is why I am here.
Both Vanguard and Fidelity have a 501(c)(3) organization that offer a donor-advised giving account where you can deposit money and direct that money to go to the charities that you want to support, including those that offer charitable gift annuities. I would suggest that you talk with either or both investment companies because they can probably answer any questions you have and offer good advice.