IMO, the supplement plans (F, G, others) are the better way to go. My insurance broker told me last year these are the Cadillac plans (I have plan G). You can’t go to the villages health centers but from what I have heard, that’s a good thing.
Don’t take my word for this, do some checking yourself during the open period. I pay a small fee per month and have a small deductible (I think a couple hundred $$$ a year) but I don’t pay copays and can go anywhere where Medicare is accepted. The advantage plans you usually pay a copay for each visit, more restrictive on who you can see.
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