Talk of The Villages Florida - View Single Post - Sad to say, there is no escaping IRMAA by switching to a Medicare Advantage plan.
Thread: Sad to say, there is no escaping IRMAA by switching to a Medicare Advantage plan.
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Old 11-23-2021, 04:05 AM
Boomer Boomer is offline
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Quote:
Originally Posted by stevecmo View Post
Nope, no free lunch. Unfortunately I'm dancing with IRMAA this year.

If you have an IRA and have reached RMD age — and that is what is throwing you into IRMAA — using a QCD as part, or all, of the RMD might avoid IRMAA.

If donated directly to a qualified charity, the amount of the QCD does not get added to the AGI.
Last edited by Boomer; 11-23-2021 at 04:15 AM.