Talk of The Villages Florida - View Single Post - Sad to say, there is no escaping IRMAA by switching to a Medicare Advantage plan.
Thread: Sad to say, there is no escaping IRMAA by switching to a Medicare Advantage plan.
View Single Post
 
Old 11-23-2021, 04:18 AM
Two Bills Two Bills is offline
Sage
Join Date: Aug 2016
Posts: 6,342
Thanks: 1,811
Thanked 8,105 Times in 2,842 Posts
Default
Quote:
Originally Posted by Boomer View Post
If you have an IRA and have reached RMD age — and that is what is throwing you into IRMAA, — using a QCD as part, or all, of the RMD might avoid IRMAA.

If donated directly to a qualified charity, the amount of the QCD does not get added to the AGI.
OK!