You got me curious, so I ran a quote using IDENTICAL coverages I currently have on our 2/2 Colony from Traveler's through Villages Insurance and KIN came out about $60 cheaper ($920 vs $980) than Traveler's. Not enough to switch but they certainly are competitive. Have had very minimal increases from Traveler's over the last 3 renewals, most recent being in July so I wouldn't take the chance of switching unless Traveler's gives me the shaft next July, and not sure if these folks are giving a "first year lowball" or are consistently competitive. Interesting though.
ALL price comparisons are meaningless unless you compare identical line items and coverages.
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