Quote:
Originally Posted by REDCART
You may have overlooked the fact that SS is more than a retirement program. During your 48 years of working you had survivor and disability insurance.
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I did not consider it but most of the time had disability insurance thru company I worked for and life insurance worth much more than what SS would have paid my family.
Would bet that most people who are financially savvy would opt out of SS at an early age if they could.