Quote:
Originally Posted by kanoa1kale2
Had this happen in Ohio. Two trees fell on my roof from my neighbors property. My insurance company had to cover removal and roof replacement. Surprised me as I thought her insurance would cover it.
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Was in the adjusting business. Most policies are called all risk policies. In other words the policy pays for all types of damages caused, EXCEPT for certain causes(such as war, wearing out, flood) In Florida, your insurance company could try to recover the money paid out if they could show that the neighbor had a bad tree and knew they had a bad tree