Our dentist does not accept any insurance, but gives you the paperwork to send in for a claim which is then sent directly to you. When I had coverage this worked out quite well, but a noted above any coverage you need to pay for is not worth the money. The last time I looked a dental policies, there was a 1 to 2 year waiting period for major work, and even minor work appeared to be delayed. It looked like they were making sure they had a majority of your money in their hands before making approval for the work. I self insure.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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