[laryb]

I pay $63.93 a month for Delta Dental Premier, with $1500 yearly benefits. While that isn't all that great, I feel I come out ahead because I get the lower insurance rate that is negotiated by the insurance co. My wife's root canal was $1500+ because her dentist dropped UHC Dental, while mine was $750+ (same endodontist). The dentist's have no problem charging the max if you aren't insured