Quote:
Originally Posted by laryb
I pay $63.93 a month for Delta Dental Premier, with $1500 yearly benefits. While that isn't all that great, I feel I come out ahead because I get the lower insurance rate that is negotiated by the insurance co. My wife's root canal was $1500+ because her dentist dropped UHC Dental, while mine was $750+ (same endodontist). The dentist's have no problem charging the max if you aren't insured
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I know this is true and it doesn't seem right, does it? The value of the service or product should be the same whether an insurance company pays or an individual pays.
Same with medical bills. If a hospital bills you $30,000 for services and then accepts $9,000 from Medicare, what really is the value of that service? And what happened to the missing $21,000?