Talk of The Villages Florida - View Single Post - Golf cart insurance for renters
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Old 12-03-2021, 12:08 PM
Papa_lecki Papa_lecki is offline
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Quote:
Originally Posted by retiredguy123 View Post
Maybe. But, an LLC, limited liability company (not a corporation), will not always ensure liability protection to the owner who sets one up. The owner will often be sued anyway because an LLC is not much more than a name registration with the state. If that would work, why not put your house, your car, and other assets into an LLC, and avoid all personal lawsuits?
Honestly, if you’re renting your home, the house should be in a corporation.
Some people do put other assets into an LLC. For most people, the cost (setting up the corporation, annual filing requirements) don’t make sense.
Also, you can get a liability policy for 7 figures that would protect most people (hint, most people are getting sued).
This is a specific case, of leasing a golf cart, where you can maybe $10k in liability coverage.