[Goldwingnut]

It's always comical to me to see these posts. People talk about suing "The Villages", what they don't realize is they would not be suing the developer (they're probably laughing at the original post and many others) but would in fact be suing the Community Development District(s), and the deep pockets they're going after would be their own pockets. All the rec centers and other public facilities north of SR44 are owned by one CDD or another, and we as the residents fund these CDDs either directly or indirectly.

Yes, they have insurance (with high deductibles), and the insurance would pay, and in turn raise their rates, guess who will pay the higher rates, yep, the residents.

Of course, the insurance company will also come back with changes to limit their risk; someone gets hurts dancing and sues, and maybe wins, maybe not, either way the insurance company will come back and say they won't cover dancing anymore and dancing ends (just a hypothetical example). Happens all the time, it's happened here. The Lifelong Learning College got sued because a group of residents weren't content with the level of reasonable accommodations offered and provided, sure they won, and in response the developer decided it wasn't worth their effort and shut the LLC down. (Yes, I know, there are a lot more details, this is just the basic summary of the issue so please save the ridicule, I have nothing against the hearing impaired, it's just an example). In the end, the residents lost.

Yes, these waivers of liability may have thin legal standing, but they do have some standing and they do help discourage frivolous lawsuits.