Talk of The Villages Florida - View Single Post - Homeowner's Insurance up 56%
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Old 12-06-2021, 09:33 AM
snbrafford snbrafford is offline
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Default Home Owners Insurance

Quote:
Originally Posted by Arctic Fox View Post
Cypress Insurance Group has just increased our annual premium by 56%

No claims; roof now one year old

Who do you recommend?

Thank you
I had a similar experience with a different insurer that indicated they would not renew my HO insurance due to the condition of my 12 year old roof. I contacted my agent and got the decision reversed but "saw the writing on the wall". I shopped around and am finding that insurance companies in FL are reluctant to write on homes with "old" roofs (I had my roof inspected and it is fine).
I went with AAA (after trying other companies). I did get some discount being a AAA member and I did convert my auto policy to AAA too in order to get the bundle discount. I saved money on both policies going with AAA. I also switched my liability umbrella policy to AAA also and saved a little money.
After the policy was in force, they did sent someone out to take pictures of the roof but I never heard anything from that.