Quote:
Originally Posted by Goinghiway
An Umbrella Policy is the cheapest protection u can get…. It covers just about everything u own…
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I have had umbrella policies in the past, but they only increased the liability limits on my home and auto policies. They did not offer any protection for additional risks. I don't know what kind of umbrella policy you are referring to, but some people mistakenly think that an umbrella policy will protect them from events that are not covered in their home and auto policies. The ones I had did not. If there is an umbrella policy that will cover risk events that are not covered in the standard home and auto policies, I would be interested in finding out specifically what they cover and who sells them. Thanks.