Quote:
Originally Posted by kkingston57
Best thing you can do is to shop around. Forget about company allegiance. A thing of the past. I was in the insurance biz. $311 seems very low unless you are buying minimal coverage. Working with a local person/company also is disappearing.
We moved from S. Florida. We are now paying 40% less. Suspect that our rates are going to go up a lot more, due to increases in vehicular traffic.
Suggest going to a local independent agent. They have the resources to get you multiple quotes.
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It does seem low to me also. I plan to visit the State Farm office to ensure that they have quoted me correctly. But, the coverage includes $1 million in liability and $500 deductibles for collision and comprehensive. I save money by not buying any other non-mandatory coverages. I do not have the uninsured motorist insurance (optional in FL), which I think is a waste of money. I know some people disagree with that approach, but, as I understand it, it doesn't provide any liability protection for me.