I have lived in Fl and TX for many years. Stucco needs to be painted every 8 to 10 years. The stucco here is not mixed with color. Paint seals the home from moisture intrusion. We have intense sun and humidity. You do not want flaking and chipping stucco. Forget what you used to do or know, Florida is different. 30 year roofs last 20, most stucco needs to be cleaned from mildew just like frame. Anything the builder told you should do he is the expert. Animals. Bugs, lawn care and houses are all different here. Good Luck. Agree with those that said builder paint is crap.
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