Talk of The Villages Florida - View Single Post - Auto Insurance
Thread: Auto Insurance
View Single Post
 
Old 12-09-2021, 10:30 PM
SharonW SharonW is offline
Member
Join Date: Apr 2020
Posts: 90
Thanks: 2
Thanked 27 Times in 20 Posts
Default UM
Quote:
Originally Posted by retiredguy123 View Post
It does seem low to me also. I plan to visit the State Farm office to ensure that they have quoted me correctly. But, the coverage includes $1 million in liability and $500 deductibles for collision and comprehensive. I save money by not buying any other non-mandatory coverages. I do not have the uninsured motorist insurance (optional in FL), which I think is a waste of money. I know some people disagree with that approach, but, as I understand it, it doesn't provide any liability protection for me.
UM protects you if you are injured by an auto and the other party is at fault and does not have sufficient or any Bodily Injury limits to pay your medical bills, pain and suffering, rehabilitation, death benefit and more.

Are your assets protected?