Back to your original question....
I do believe that with some conditions one can drive a golf cart safely where operating an automobile would not be safe. The pure speed and traffic difference between the two requires different skills and reflexes.
After my rotator cuff shoulder surgery, I did not feel comfortable driving an auto for 4 weeks but felt good with the golf cart after 2 weeks. I know of several people in TV who are capable and independent in their golf carts but who are not able to drive an auto.
So, I don't think it's an absolute that no car, no golf cart. But, like the decision on when to take away the car keys, there will be a similar challenge for that person or their relatives to decide when it is no longer safe to drive a golf cart.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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