Talk of The Villages Florida - View Single Post - Retirement Decision Made.
View Single Post
 
Old 12-13-2021, 10:54 AM
Bealman's Avatar
Bealman Bealman is offline
Member
Join Date: Dec 2021
Posts: 91
Thanks: 57
Thanked 51 Times in 33 Posts
Default Retirement at 55

Quote:
Originally Posted by Craig Vernon View Post
I made a post on here earlier this year about my decision on whether to retire at 55. I listened and learned much from many who gave advice and thoughts on my situation. Short recap, I had to retire and take a pension by December 1 or I had to continue working until September 2024. Many Villagers told me they retired early and only regretted not retiring sooner. Others told me I better have millions and expressed the expenses of retirement. I played golf with a couple in May on Bonifay they told me he worked until 70 and she said plainly 55 was too young to retire. My friends and family told me if I can do it why not. My wife said the decision was mine. In November my contract was renewed which gave me stability until 2026. I decided to continue to work until 2024 and here are the reasons that swayed me most. Most who were telling me to go for it were not only still working but are older than I am. The cost of housing in TV raised my home expectation level from 350k to above 500k. Three years closer to death raises my numbers significantly, I wonder why. Thanks to all who gave input. My wife and I will see you around TV's for a month in May. Peace!
Just an FYI, if you have a 401k that you have through your company, look into the rule of 55 and see if your plan allows withdrawals at 55 w/o the 10% penalty.