Just insured ours in Nov through Progressive as sold by the villages Insurance. Price was in the $130s. The difference is if you have an existing automobile insurance policy or not. Since we don't as we haven't moved down yet, it was on the higher side.
The cart is NOT street legal with a max speed < 20 mph. If street legal which is max speed between 20 and 25 mph, the rate approached $1,000. . . . and requires DMV licensing, etc. . .
so you have a good range of answers here, and don't forget a custom key, not the standard as sold with key to slow down thefts.
Might also want to hide an apple air tag inside the cart.
Apple's AirTags Are Being Abused by Car Thieves, Stalkers | Digital Trends
as not sure the thieves here are as smart as up north. . . #judgement alert
good luck. . .