Quote:
Originally Posted by snbrafford
I have two golf carts and they require insurance separate from HO or auto. I was advised by a friend that used to work for the Villages Golf Cart to use Foremost insurance they properly cover the upgraded carts as used/sold here in TV whereas somme other insurance companies insure them like run-of-the-mill golf course carts. I bought both of my Yamaha carts new in 2018 and my yearly insurance is $327 for both of them. I did file a claim with Foremost for some damage but was not over the deductible so they never actually had to pay but they were responsive when I called them.
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Totally incorrect information. Golf carts are adjusted just like an auto. Actual cash value at time of loss. Always ask what premium difference is with collision deductible at $100 vs $500 (697 will be shocked. Same for comprehensive with -0- deductible vs a higher deductible. Again you will be shocked.