You best forget this metal roof nonsense. The truth is even if the insurance companies say (today) they won't force you to change your metal roof in 15 years from now, that does not mean they won't change their mind and policies 3 months from today and then say otherwise. You are safest to stay in the mainstream of what the masses are using for roofs and simply pay for average/normal roof replacement costs. Use the savings to buy a fancier golf cart.
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