If a golf cart was used for what it was intended there would be no need for seat belts. However, now golf carts are small cars and can be driven by anyone regardless of their ability to drive, i.e. people who cannot get a driver's license can drive a golf cart!
We have had golf carts try to overtake us in our car on the quieter back streets in our village. We have clocked golf carts doing 30+ mph. They are toys to many people, not vehicles.
IMHO, if you abuse the cart and have a roll over, no one to blame but yourself.
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