Quote:
Originally Posted by golfnut
I have never heard of an insurance company requiring a policy holder to replace a roof. We have an architectural shingle roof we replaced after 16 years not because it was wore out but because a wind storm damaged it. The roofing company that replaced it said had it not been wind damaged it would have lasted another 10 - 15 years.
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There have been a couple posts here about people claiming their will be dropped if they don't replace their old roof as well as a number of posts where posters reported they couldn't get insurance (or not get roof coverage or get depreciated value coverage) unless their roof was replaced. While I'd like to find them and link them it's just not worth bothering. I know for 100% sure it happens elsewhere in FL as my son-in-law's parents live on the east coast of FL somewhere near Cape Canaveral and their company required the roof to be replaced or they would be dropped 2 months after they moved in.
Here is an article I just Googled:
Insurers sending letters to replace your roof or lose your coverage | WFLA