OP, As you can see there are plenty of opinionated older people here who like to hear themselves typing but have no idea what they are talking about. I bought a house here in my mid 40's less than a year ago. I'm single and don't live with my parents. lol... I have met different people close to my age that became golfing buddies etc. With all these older folks you won't have an issue with the 20% deal because there aren't that many people that buy at a younger age. It wasn't even a question for me when I made the purchase. If you are intrigued by the lifestyle and want to do it go for it. Just understand that one of these people responding could be your neighbor.
