Quote:
Originally Posted by Stu from NYC
A return of 6% makes me think you might have been too conservative during this period.
We are all living longer and our money must last longer so a higher return is helpful. However we all have our own risk prefernces.
Notice nobody uses the rule of 100 anymore.
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30 percent stock, 40 percent bonds, and 30 percent cash. Mostly Vanguard and Fidelity index funds. I was probably too conservative, but now I can't even spend my obscenely high Government pension.