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Thread: Article in Barrons behind Paywall about 4% Rule Might not work
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Old 01-24-2022, 07:42 PM
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dewilson58 dewilson58 is offline
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Originally Posted by CoachKandSportsguy View Post
what is the thought process behind that decision? just curious, is it to reduce future RMD in by creating a smaller IRA? but then if the market comes back, you are right back in the same situation. . . if your IRA was cut in half, would the mean to take out more? sounds like a tax minimization strategy of some sort.

just curious as i also look for hidden incentives. . and this one is a head scratcher for me. . so I must be missing something . .
Thoughts: Market will be back, able to convert more dollars today. & Convert to maximize "lower" tax brackets.
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