Sadly, we live in a litigious state and society! And whatever you think of personal injury/civil litigation attorneys, you have no idea how powerful the ABA is?! They've been fighting Tort Reform for YEARS!!! And even judges(i.e. former attorneys, also members of The Bar) continually rule in favor of the attorneys, fighting the reform efforts. Sick! That's why our insurance rates are so high. Because the ambulance chasers always go after the insurance companies, vs individuals or small entities, etc. They know where the deep pockets are?!
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