Awful rotten thing to do, but if the Grandmother had had the money invested the Granddauhter would not have been able to touch it.
My Broker would not release any of our investments without knowing it was agreed to by one of us. $104K+ is too much money to have in a bank account.
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A people free to choose will always choose peace. 
Law of Logical Argument: Anything is possible if you don't know what you are talking about!
Since light travels faster than sound, some people appear bright until you hear them speak
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