Talk of The Villages Florida - View Single Post - More on the Bond
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Old 02-09-2022, 06:48 AM
Catalina36 Catalina36 is offline
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Default Paying Off the Bond????

Quote:
Originally Posted by jrref View Post
I know there has been endless discussion concerning whether to pay off the Bond or not. But for example, if you have a $20,000 bond on a $700K house and you pay it off, when you go to sell it at some point i would think you could probably re-coupe the $20K because there is no bond to pay. At this price point you can easily add $20K to the price of the house assuming it will be one of the many selling points of the house. This assumes the $20K you are spending to pay off the bond isn't making much interest in the bank or whatever you may have it invested in these days.
I really Don't Believe if 2 identical houses are for sale and everything being the same.
#1 house has a Bond balance of 20K, and #2 house has no Bond. I don't believe the house with no Bond is worth 20K more. Maybe the house is with a Bond is worth less than then the # 2 house. Most definitely the house with NO BOND will sell faster.