[M2inOR]

Missing from all this is simply visiting the library (or Barnes&Noble).

Time to check out a few books, or newsletters to help you understand what's available to you.

There are also relatively free, or low-cost like Kiplinger newsletters and retirement guides, and Money magazine.

Yes, there are a range of suggestions on this thread and others. Unfortunately, they might also be Greek to you.

I've invested since the 70s, and have been fortunate. But that represents not only 50 years of learning, but 50 years of luck as well as good fortune. There have been up years, as well as down years.

Good luck on your research.