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Old 02-21-2022, 11:06 AM
bumpa bumpa is offline
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Default Retirement income

Quote:
Originally Posted by Gigi3000 View Post
I have $250,000 to invest for income. I'm 63, keeping lots of cash on hand, own my home, not working and have no income currently. My expenses are minimal, around $1800 month. What would you invest in? can play with $75000 in high risk, the rest medium risk.
With expenses of 1800/mo. you'll need $21,600 per year from your $250K. That's a return of approx. 8.5%. Not impossible but it takes diversification with a good mix of dividend payers and growth and value stocks. If you do not have the time or interest following stocks and making changes as necessary then you need an active advisor. Find someone highly recommended and insist on a good mix of stocks to provide the yield you require. Remember your current 1800 a month in expenses will increase due to inflation so your investments need to keep up.