At 63 you are young. I would get a part time job, they are paying $15 dollars an hour for
entry level positions.
You can earn $900 of your monthly expenses by working 16 hours a week.
Dental work, a new roof,(15K) new HVAC syst. ( 8K) broken appliances…. these are all in your future. Your car will need replaced sometime in the next decade.
I think that you are too young to hope that $250000 is going to see you through the next 20 years.
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