[Pocadot55]

We have had experience with SECO and the whole house surge protectors. Lightning hit one of our palm trees and the power ran through the ground and into one side of our house blowing out all electronics that were connected there. We called SECO and they gave us a number to call in Utah. After a couple of conversations with Utah we were told to send the surge protectors to them by UPS at our own expense. We did (to the tune of about $50). They later informed us that we had no claim since the voltage came into the house from the ground and not their wiring. No one explained that to us beforehand. The protector on the meter is for "white appliances", such as refrigerator, stove, dishwasher, washer, dryer, etc. SECO will remove that if your "white appliances" are damaged by lightning. I would suggest you call SECO and ask specific questions. We still have the coverage for the "white appliances" but have purchased better protectors for electronics at Ace Hardware. Hope this helps.