Talk of The Villages Florida - View Single Post - Problem at My Bank
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Old 03-06-2022, 07:09 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Jolson View Post
The teller was wrong. I have worked in banks for over 30 years. A check payable to cash is a bearer instrument meaning anyone that has the check in their hand can negotiate that check. It’s no different than leaving the payee blank. Anyone can cash that check too.
Shouldn't the teller use discretion? Maybe the teller didn't feel comfortable cashing the check and decided to err on the safe side. We don't even know the amount of the check or the account balance.