Here's my take using your bank or debit card company to pay your bills. First have you called your bank and checked out how good their customer service is on the phone? Do they sound American or foreign?
Secondly if they allow electronic transfer meaning it the other company can get it in one or two days please be sure that they have all your companies on their list of AcH transfers . I had trouble entering one or two major companies that could not be simply found.
Third be aware that companies that are small or possibly City related like Leesburg electric they can only send paper checks to. Many times I have found that it takes 10 days or more for receipt and yes once or twice the mail has been lost. Like one or two other commenters said you will learn quickly when these need checks to pay a month in advance so you always have a balance I did that back in the 1990s after one or two people get me with a $40 fee for late payment. But overall it's good.
One more thing is that you should really look at their system and understand how they approach this. My old debit card with immediately reflect a lower balance when I entered any future electronic payment or paper check. My newer Bank does not do this and keeps my balance higher until a payment is authorized or a check has cleared. You may not realize this and try to pay more then you have if you keep a low balance like I do in my account waiting for my social security to clear monthly. Also some systems allow you to set up a monthly payment while you may have other bills that allow payment from their side which I find somewhat risky.
And one very last thing is that you can set up transfers from One bank to another depending on the system and Bank you use.
I can recommend PenFed which is not local but excellent and also Capital One where you can have credit cards debit cards checking accounts and savings accounts all tied in together and the advantage here is that you can pay your credit card bill instantaneously from your other Capital One accounts. I hope I've helped and yes the future is here now for the last 20 years at least good luck
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