Married couples should always have their own accounts. How many folks have had a spouse empty the joint bank account to run off with a new love or gamble it all away?
Since everyone is sharing their favorite banks, I will chime in about PenFed Credit Union. They are really fantastic to do business with. I also like the Apple Credit Card. Though, it doesn't have the best interest rate, I do like the fact that it does not have the card number printed on the card. If you have fraudulent charges, you simply notify Goldman Sachs (issuer) about the fraudulent charges and then generate a new card number. There is no need to cancel your card or wait for a new one to be delivered by your mail carrier. You can even change your card number, just because. I like to generate a one-time card number for use online. To avoid paying interest, I pay the card in full each month. If I ever needed to carry a balance, I would choose another card.
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