It's always been a mystery to me. When I lived in Georgia, it would be unthinkable to not treat for termites. If you laid a board on the grass in your back yard, within a month or so, you could turn it over and see thousands of termites. But, the risk seems to be lower in Florida. It is standard to treat the soil under new houses. The Massey new house treatment contract expires after 5 years and they need to retreat and renew it. Actual termite statistics would be unreliable because most houses have been treated. Also, the cost for termite treatment is a lot less than homeowners insurance, and I don't see a lot of homeowners insurance claims either. I paid $400 to retreat and renew my termite contract, and it can be renewed for less than $100 per year for 10 years. Some people pay that much for one year of homeowners insurance, and they don't treat or inspect anything.
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