Quote:
Originally Posted by Johnsocat
It seems to me that insurance including Medicare is supposed to cover accidental injuries...
I see a lot of hypocrisy from a group of physically active senior citizens in these responses.
How many hip and knee replacements and orher joint injuries are funded by Medicare due to pickleball, tennnis, golf and other sports we enjoy and give our lives quality?
How many of us climb ladders to replace light bulbs and smoke alarm batteries? Mow our yards and trim our own bushes with dangerous equipment?
Use power tools like skill saws, drills?
Cars, golf carts and bicycles statistically have more accidents and injuries than motorcycles and most motorcycle accidents are caused by other road users.
How people judge, condemn and justifying limiting the activities others need or enjoy doing to maintain their quality and enjoyment of life should be viewed through a mirrored lens.
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Common situation with motorcycles:
Amos is driving a car shortly after it rains. Amos is going to fast for a turn he's trying to make skids, and hits Malik, who is on his motorcycle. Malik is not wearing a helmet.
Malik suffers traumatic brain injury, or becomes paralyzed due to a broken neck.
Why should Amos's insurance - or even Amos himself - foot the bill for Malik's injury? It's HIS choice not to wear a helmet. Yes, the accident was caused by Amos. But if Malik had been wearing a helmet, Malik might have walked away from the accident.
Amos should have to pay for damage to the bike. And possibly all the medical bills that are NOT related to the head injury or broken neck.
But that's just not how it works, presently.
As for the pickleball stuff - maybe it's time health insurance companies add a "sports equipment" rule into their policies. If you're participating in a sport that has safety equipment available, and you choose not to use that equipment and suffer an injury, they won't cover the medical bills.