Quote:
Originally Posted by jdulej
Can someone name one of these states? It seems like a really lousy risk for the ins company since only people who don't plan on wearing a helmet would buy the extra coverage
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If you are at least 21 years of age and have an insurance policy with at least $10,000 in medical coverage for injuries you may suffer in a motorcycle crash, Florida law does not require that you wear a helmet. A violation of the law is only a noncriminal traffic infraction not punishable as a moving violation for which you can be ordered to pay a fine plus court costs and administration fees.
From here:
Motorcycle Helmet Laws By State