The key to the current questions is how will they invest your money in an inflationary environment of 5% or greater? how will they invest your money in a rising interest rate environment? Fidelity told us in December they did not see a recession in the next 12 months. . . hmmmm. . . the question is how quickly do they adapt to changes in the market environment, or do they set it and forget it? Given your answers to their risk profile questions, can they show you how a similar proposed portfolio returned with the investment changes over the last 20 years? the biggest uncertainty right now is that the US bond market has been in a deflationary trend for 40 years, which ended with the pandemic when interest rates went to ZERO. That positive market support is now gone from a long term basis.
finance guy, which this type of question is all about, future investments and returns
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