Take the gamble now.
We did back in 2019. While you fear rising house prices we faced Foriegn Exchange rate fluctuation - we completed with the home costing us 20% MORE than we had bargained for.... Worse is that had our home been completed 3 months later we would have had the money for the pool as the FX rectified.
Do we regret this? NOPE the reason being is that even thought he FX returned to the original amount (meaning we had an effective 20% loss when we repatriate the money back to our home currency) - the prices have rocketed. Around 40%-50%... Don't get too excited though.... We have to pay Capital Gains tax in US and UK... so for the price rise, the fluctuating FX and taxes we will at best break even... The flip side though - and the point of this posting - if we had waited we could not afford to buy our home today....So whilst we have seen a rollercoaster ride the past 3 years we have a LTO to lok forward to.
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