When my wife & I went to the emergency room last month, as a result of a golf cart vs car accident, we gave the ER our health care coverage info. Subsequently all bills for the ER, doctor visits, prescriptions, tests etc have gone to our health care provider. We notified them about the situation and they said as long as the other driver was at fault this was OK and they would seek re-reimbursement from his auto insurance when all treatments were completed. (We do have golf cart insurance but did not think to get the policy info from the cart before heading off to the hospital).
We have found that AARP auto insurance is the best price here. Of the three insurance carriers we checked all wanted to give us a package price for car & home but we still made out better using AARP for car and presently are shopping for lower prices for our homeowners renewal.
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