Talk of The Villages Florida - View Single Post - Question on withholding taxes.
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Old 04-07-2022, 02:42 PM
DAVES DAVES is offline
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Quote:
Originally Posted by UsuallyLurking View Post
Based on my own personal experience: Yes, taxes can be withheld on retirement accounts, whether they are from RMDs or non-RMD withdrawals. My brokerage account does not offer me any way of withholding from it.

My understanding is that, yes, you can have any amount you want withheld from Social Security payments if you desire.

Personally, I use a combination of RMD withholding and estimated tax payments, and I'm usually pretty close when the time comes for reckoning.
This is the first year that I am forced to take RMD (required minimum distribution) I will be dealing with Fidelity and T. Rowe Price. Both show the amount I need to withdraw.
When you call to make the withdrawal they ask you if you wish them to withhold taxes.
You do not need to pay the tax until the end of the year. You will not be hit with any penalties so long as you have paid 110% of last years taxes. What to do? Return on safe cash, ie money market is minimal. The choice is pay em now or pay em latter, that is the only choice you have.