[Stu from NYC]

Originally Posted by DAVES

Simply that is not so. When, I graduated college, 1974 the economy, was in recession, and I had spent years of saving from WORK, on college. I owed on top of what my parents paid, my savings, and working part time, 13,000 in loans. Definition of a loan, a bank lends you money, charges interest and expects YOU to pay it back. Aside, 13,000 is roughly 78,000 today. I more or less followed a simple plan. It is outlined in a book that I no longer recall the title. You save 10% of your income and live on the rest. It is not easy but it has and does payoff. My advice, refuse to fail, life is not fair, it never was, deal with what is not what should be. Our nation is loaded with opportunities too many walk past them, do not see them, because they expect a handout.

Agreed can never get ahead depending upon the govt.

Hard work does pay off for the vast majority of people.