Quote:
Originally Posted by Stu from NYC
Having access to credit good, not many can afford to buy a car or home with cash.
The problem is when they do not use credit responsibly.
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99.9 % of me uses a cash back credit card, pay off every month and collect the credits.
A lot of $$$$$ is left on the table not paying with a credit card, it leaves a paper trail to check past expenses and did I mention?
"The build up of credits on Charge Cards is not taxable"