Talk of The Villages Florida - View Single Post - PersonalCapital.com
View Single Post
 
Old 05-01-2022, 02:35 PM
jimjamuser jimjamuser is offline
Sage
Join Date: Mar 2018
Posts: 9,884
Thanks: 6,886
Thanked 2,243 Times in 1,811 Posts
Default

Quote:
Originally Posted by jimjamuser View Post
There have been many studies that show that about 95% of all financial advisors NEVER beat the market. So, just go with an ETF like SPY. I try to allocate no more than 10% of my portfolio to individual companies. That way you can cut down on risk, but still enjoy the interest and excitement of owning some individual stocks. I often own BRK.B
......Incidentally, this would seem to me to be a risky time to be buying tons of stock. Many experts are predicting a worldwide slowdown (recession) or even a depression. Good luck with buying now. The market may be decreasing, but I imagine that it has a further way to drop!
Timing stocks........WHEN to buy or sell is probably more important than WHAT stock to buy. Most financial advisors make their money by "CHURN" where they try to get you to buy and sell OFTEN. That is the opposite of one of the best stock strategies, which is buy and HOLD. So, often the advisor and the advised have conflicting strategies. That must be understood when talking about financial advisors that may or may not have the best interests of the client foremost.